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How exactly to be eligible for an FHA loan in the Virginia Editorial Mention: The message for the article is founded on brand new author’s viewpoints and you can pointers by yourself. It may not was basically examined, commissioned otherwise endorsed of the any one of the circle couples. For some borrowers, to invest in a home having a mortgage backed by the latest Federal Casing Administration (FHA), also known as an FHA mortgage, produces homeownership much easier and affordable. These types of financing essentially promote lower down percentage and you can credit history requirements to consumers just who be considered.