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#step 3. Can you score a payday loan regardless if your credit score is crappy? Pay day loan are used for some explanations, very often to make an essential commission, but such a loan can also be used to fund travel and you will activities expenses. A few of the most well-known spends out-of pay day loan are unexpected automobile costs, student loans, spending scientific expenditures, covering family costs and you will child care will cost you, an such like.